Firstly you need to update your WhatsApp application to the latest version. Then follow the below steps:

  • Open the chat of the person to whom you want to send or transfer the money and click on the attach button.
  • Then, Click on Payment button.
  • Then Choose your bank.
  • Then get verified your phone number.
  • Select the sim card from which you want to send SMS.
  • It will verify your number from the bank.
  • Setup is completed.
  • Once the setup is completed, then this screen will appear, enter the amount and then click on the Next button.
  • On the next screen enter the UPI pin or generate if you don’t have any pin after entering the pin the amount will be transferred.
  • Through this feature, you can also request the money as well as make the payment.

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